Credit Officer, Lagos Island

ENTOURAGE INTEGRATED TRUST LIMITED is looking for a CREDIT OFFICER to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork in LAGOS ISLAND & ITS ENVIRONS.

• OBALANDE 

• APONGBON

• CMS

• CAMPUS 

• IDUMAGBO

• BALOGUN

• SURA

• OKE SUNA

• OYINGBO

• IYANA OWORO

• YABA

• BARIGA

• GBAGADA

Credit officer responsibilities include preparing loan applications, evaluating clients’ financial information, and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience.

Ultimately, you will help our clients acquire loans on time while ensuring all requirements are met.

RESPONSIBILITIES

• Review loan requests

• Assess clients’ financial status

• Evaluate creditworthiness and risks

• Contact clients to gather financial data and documentation

• Analyse risks and approve or reject loan requests

• Set up payment plans

• Maintain updated records of loan applications

• Follow up with clients about loan renewals

• Monitor progress of existing loans

• Daily & weekly repayment collection

REQUIREMENTS AND SKILLS

• Proven work experience as a Credit Officer, Loan Officer or similar role

• Hands-on experience with lending procedures and products

• Ability to create and process financial spreadsheets

• Strong analytical skills

• Excellent communication and interpersonal skills

• Customer service experience

• NCE/OND/HND/BSc in Banking and Finance, Economics, or related field

BENEFITS:

• Starting Salary: 162,000

• Monthly incentive 

• Pension

• Bi-annual Profit Sharing 

• HMO

• Flexible working hour 11am – 6pm

• Yearly appraisal 

• Salary review based on performance